Self-Employed Financial Planning

Running your own business means your personal and business finances are often linked. We help self-employed professionals protect their income, plan for retirement, and access the right financial products to support both business and personal goals.

Self-Employed Financial Planning

When you’re self-employed, your finances can be more complex than most. Income may vary from month to month, taxes can feel less straightforward, and planning for the future often slips behind the demands of running your business.

That’s why having a clear financial plan is so important. With the right structure in place, you can reduce uncertainty, protect yourself and your family, and build lasting security while continuing to grow your business. Our role is to provide guidance, clarity, and practical solutions tailored to your unique circumstances.

Frequently Asked Questions:

FAQ: What is Co-Director Insurance, and why is it important?
Answer: Co-Director Insurance (also known as a Buy-Sell Agreement) ensures that if one director passes away, their shares can be bought by the remaining directors instead of being inherited by family members who may not want to or be able to participate in the business. It prevents financial strain and helps maintain business continuity.

FAQ: What is Partnership Insurance, and how does it work?
Answer: Partnership Insurance is similar to Co-Director Insurance but designed for partnerships. If a partner passes away, a life insurance policy provides funds to buy out their share of the business, ensuring the surviving partners retain full control while compensating the deceased partner’s family.